| CFCCU Home > Financial Services > Loans > Auto Loans
(Effective as of October 30, 2008)
Auto Loans
New Vehicles
(or used 2007 and newer model years with 20,000 miles or less)
| |
APR as Low As: * |
APR as Low As: * |
|
|
10% Down Payment |
0%Down Payment |
| 36 Months |
5.19% APR |
5.44% APR |
| 48 Months |
5.19% APR |
5.44% APR |
| 60 Months |
5.19% APR |
5.44% APR |
| 66 Months |
5.44% APR |
5.69% APR |
| 72 Months* |
5.94% APR |
n/a |
| * Value of vehicle must exceed $20,000 for 72 Month loan |
| Examples of Repayment Terms |
Used Vehicles
2005 - 2006 (or newer model years with over 20,000 miles)
|
|
NADA Wholesale Value
|
NADA Retail Value
|
| 48 Months |
5.44% APR |
5.94% APR |
| 60 Months |
5.69% APR |
6.19% APR |
| 66 Months |
6.19% APR |
6.44% APR |
| Examples of Repayment Terms |
Used Vehicles
2002 - 2004
Used Vehicles
2001
& Older
* Annual Percentage Rate (APR) is based on credit score. Rates subject to change without notice.
Auto Loans
Examples of Repayment Terms
New Vehicle
Example: 10% down payment
Pay $352 per month for $20,000 borrowed at 5.44% APR with a 66 month term
Example: 0% down payment
Pay $354 per month for $20,000 borrowed at 5.69% APR with a 66 month term
Used Vehicle
Example: 2005 model year vehicle—amount financed = NADA Wholesale Value
Pay $288 per month for $15,000 borrowed at 5.69% APR with a 60 month term
Example: 2004 model year vehicle—amount financed = NADA Retail Value
Pay $357 per month for $15,000 borrowed at 6.69% APR with a 48 month term
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